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Matthew Walker

Matthew Walker

Matthew Walker is the Managing Director of Dynamic Asset, a managed Goals Based Investing service. He is also Chairman of the Association of Goals Based Advice, the peak industry body​ for Goals Based Investing businesses. Matthew holds a Bachelor of Commerce with a double major in Economics and Finance from the University of NSW and a Diploma of Financial Planning from Deakin University.

Recent Posts

New Design and Distribution Obligations for Financial Advisers: Are You Ready?

Ensuring that your advice business model is genuinely client-centric will become even more critical from 5 October 2021, when new Design and Distribution Obligations (DDO) comes into effect. This follows findings that complex product design and poor distribution practices have led to bad outcomes for consumers. Simply providing information does not always help clients make good financial decisions. 

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Designing the best retirement income strategies

A successful retirement strategy's main objective is to ensure that a client's cash flow requirements are met and that they do not run out of money too soon. 

Retirement income strategies used to be relatively straightforward. The financial adviser's traditional approach would be to transition retirees to a more defensive income-producing asset allocation to preserve capital over the long term. However, today's market dynamics mean such a strategy is unlikely to protect retirees from longevity risk or generate sufficient returns to fund their lifestyle needs. The changing environment has compelled financial advisors to rethink how they plan to deliver a secure retirement for their clients.

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Managing Portfolios in 2021: The Total Portfolio Approach

Over the past few years, the dramatic financial market developments have led fund managers to review their approach to portfolio management. 

Ultra-low interest rates have decimated returns from bonds and cash and, together with record fiscal stimulus, have pushed asset prices into bubble territory. A lack of viable investment options and the threat of a severe market shock have necessitated a rethink. Portfolio management in 2021 calls for an integrated mindset that enhances decision making, seeks alternative ways to achieve income and returns, and more effectively manages downside risk. 

The challenge has inspired the use of the Total Portfolio Approach within retail investments and super – a method that has been deployed successfully by institutional investors for decades.

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How to be a successful financial adviser

A greater focus on the client makes for better business.

In today's increasingly complex world, consumers need quality financial advice more than ever. Yet many advice firms are struggling; overburdened by regulatory and compliance obligations that are making it difficult to scale their business and keep fees affordable, resulting in more work for not necessarily any more profit. Too often, these are the advisors that are failing to capture the opportunity to modernise their business in response to changing industry requirements and customer needs.

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How Managed Accounts Make Your Advice Business Better

Are you looking to service more clients efficiently, while still meeting each individual's unique investment needs? A Managed Account can do just that, leaving you with more time and resources to nurture your business.  

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How to diversify your portfolio and manage downside risk

John Templeton, one of the world’s greatest investors, once famously said, “If you want to have a better performance than the crowd, you must do things differently from the crowd.” Templeton’s wisdom is particularly pertinent for today’s investors, who continue to pile desperately into overpriced stocks and property markets in the search for yield among record-low global interest rates.

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How to differentiate yourself from the pack 

By Matthew Walker | 21 Oct, 2020 |

It is no longer sufficient for financial advisors to simply offer quality advice; this is now the new benchmark, with consumers demanding more personalised services and advice that is transparent and easy to understand. Not to mention the ever-higher compliance and ethical standards imposed by regulators. Advice firms need something more to differentiate their services and stay competitive. 

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Benefits of using managed discretionary accounts

Managed discretionary accounts (MDA) address two critical issues facing financial advice firms; the rising costand inefficiencies caused by increased compliance requirements and changing client expectations for better transparency and investment performance. 

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Is Passive Investing About to Fail Advisers? Big time

These aren’t normal times. All asset prices are inflated, and not just by a little bit. Arguably we are living through one of the biggest bubbles in asset prices of all time given the massive government support required to keep the bubble inflated with massively inflated valuations during such lacklustre economic conditions. At the same time, there is an indelible belief in passive and quasi-passive investing.  

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How to evolve and future proof your financial advisory practice

The financial advice industry is in flux. Clients are increasingly aware of what constitutes quality financial advice and are seeking highly personalised and transparent services. At the same time, new industry standards are driving up compliance costs, putting traditional financial advice models into question. While this has led some firms to exit the industry, others see the changes as an opportunity to evolve their business in order to remain competitive and even boost their profitability.

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