--- title: Dynamic Asset Investor Articles | goals based investment description: goals based investment | The Dynamic Asset Articles Page is where you'll find useful information about Goals Based Investing and managed investment services. If you're an investor who is looking for an alternative to conventional managed superannuation and other investments, subscribe to receive regular updates. It's time for a better way. --- [![Dynamic Asset](https://www.dynamicasset.com.au/hs-fs/hubfs/DynamicAssets/logos/Dynamic_Assets.png?width=644&name=Dynamic_Assets.png "Dynamic Asset")](https://www.dynamicasset.com.au) ![home-banner](https://www.dynamicasset.com.au/hs-fs/hubfs/DynamicAssets/images/home/home-banner.jpg?width=1920&name=home-banner.jpg "home-banner") # ARTICLES [![The right investment appraoch for the times](https://www.dynamicasset.com.au/hubfs/The%20right%20approach%20for%20the%20times%201200px.jpg) ](https://www.dynamicasset.com.au/investor-articles/the-right-approach-for-the-times) ## [Dynamic Asset – The Right Approach for the Times](https://www.dynamicasset.com.au/investor-articles/the-right-approach-for-the-times) By [Matthew Walker](https://www.dynamicasset.com.au/investor-articles/author/matthew-walker) | Nov 14, 2023 2:59:48 PM | [risk adjusted returns](https://www.dynamicasset.com.au/investor-articles/tag/risk-adjusted-returns), [goals based investing](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-investing), [goals based investment](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-investment), [managed investment portfolio](https://www.dynamicasset.com.au/investor-articles/tag/managed-investment-portfolio) - [Tweet](https://twitter.com/share) During the last 30-40 year investment period, investors have been spoilt by an unusually favourable period for investments and asset prices. Following the high inflation and low growth period of the 1970s – when stocks and bonds did very poorly – inflation pressures finally subsided as did high interest rates. Furthermore, we had a massive period of peaceful prosperity and globalisation, enabling lower prices and greater economic efficiency. This created excellent conditions for most asset classes to flourish and with it growth orientated static Strategic Asset Allocation (SAA) portfolios and low-cost index funds. [Read More](https://www.dynamicasset.com.au/investor-articles/the-right-approach-for-the-times) [![Do you trust this market?](https://www.dynamicasset.com.au/hubfs/Trust%20this%20market%3F.jpg) ](https://www.dynamicasset.com.au/investor-articles/do-you-trust-this-market-0) ## [Do you trust this market?](https://www.dynamicasset.com.au/investor-articles/do-you-trust-this-market-0) By [Jerome Lander](https://www.dynamicasset.com.au/investor-articles/author/jerome-lander) | Jul 13, 2020 3:51:34 PM | [risk adjusted returns](https://www.dynamicasset.com.au/investor-articles/tag/risk-adjusted-returns), [financial adviser services](https://www.dynamicasset.com.au/investor-articles/tag/financial-adviser-services), [goals based investment](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-investment), [financial planner services](https://www.dynamicasset.com.au/investor-articles/tag/financial-planner-services) - [Tweet](https://twitter.com/share) The ASX200 fell roughly 10% in the financial year just finished, which included a terrifying 35% plunge and euphoric 30% rally in a 16-week period. This loss-making white-knuckle ride is not what investors seek, and has left many on the sidelines feeling cautious and confused. [Read More](https://www.dynamicasset.com.au/investor-articles/do-you-trust-this-market-0) [![Protecting a portfolio against sequencing risk](https://www.dynamicasset.com.au/hubfs/iStock-1180802564.jpg) ](https://www.dynamicasset.com.au/investor-articles/protecting-a-portfolio-against-sequencing-risk-0) ## [Protecting a portfolio against sequencing risk](https://www.dynamicasset.com.au/investor-articles/protecting-a-portfolio-against-sequencing-risk-0) By [Matthew Walker](https://www.dynamicasset.com.au/investor-articles/author/matthew-walker) | Apr 28, 2020 11:25:41 AM | [goals based investing](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-investing), [goals based planning](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-planning), [goals based investment](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-investment), [Goals Based Advice](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-advice) - [Tweet](https://twitter.com/share) Sequencing risk is one of the most important things to consider when constructing your investment portfolio. [Read More](https://www.dynamicasset.com.au/investor-articles/protecting-a-portfolio-against-sequencing-risk-0) [![What is Goals Based Investing?](https://www.dynamicasset.com.au/hubfs/Social%20Media/Linkedin/Linkedin%201200%20x%20628-2.png) ](https://www.dynamicasset.com.au/investor-articles/what-is-goals-based-investing-0) ## [What is Goals Based Investing?](https://www.dynamicasset.com.au/investor-articles/what-is-goals-based-investing-0) By [Matthew Walker](https://www.dynamicasset.com.au/investor-articles/author/matthew-walker) | Apr 28, 2020 11:04:59 AM | [goals based planning](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-planning), [goals based investment](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-investment), [Goals Based Advice](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-advice), [Financial Adviser Portfolio Solutions](https://www.dynamicasset.com.au/investor-articles/tag/financial-adviser-portfolio-solutions) - [Tweet](https://twitter.com/share) The premise of Goals Based Investing is to focus each investment portfolio on specific individual personal and lifestyle goals. Those goals inform the right timeframe, risk and return parameters, which in turn determine the best asset allocation and investment mix. Goals can be short-term, such as taking a holiday, medium-term, such as renovating or paying school fees, and long-term, such as saving for retirement. [Read More](https://www.dynamicasset.com.au/investor-articles/what-is-goals-based-investing-0) [![Alternative investment](https://www.dynamicasset.com.au/hubfs/Alternative%20investment.jpg) ](https://www.dynamicasset.com.au/investor-articles/the-power-of-alternative-investments-within-goals-based-portfolios) ## [The power of alternative investments within Goals Based portfolios](https://www.dynamicasset.com.au/investor-articles/the-power-of-alternative-investments-within-goals-based-portfolios) By [Matthew Walker](https://www.dynamicasset.com.au/investor-articles/author/matthew-walker) | Jan 24, 2019 10:30:17 AM | [financial adviser services](https://www.dynamicasset.com.au/investor-articles/tag/financial-adviser-services), [goals based investment](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-investment), [financial planning services](https://www.dynamicasset.com.au/investor-articles/tag/financial-planning-services), [managed investment portfolio](https://www.dynamicasset.com.au/investor-articles/tag/managed-investment-portfolio), [alternative investments](https://www.dynamicasset.com.au/investor-articles/tag/alternative-investments) - [Tweet](https://twitter.com/share) An alternative investment is an investment product other than traditional investments such as stocks, bonds or cash.  [Read More](https://www.dynamicasset.com.au/investor-articles/the-power-of-alternative-investments-within-goals-based-portfolios) [![Expect 800 px](https://www.dynamicasset.com.au/hubfs/goals%20based%20investment.jpg) ](https://www.dynamicasset.com.au/investor-articles/what-to-expect-from-goals-based-investing-gbi-0) ## [What to expect from Goals Based Investing (GBI)](https://www.dynamicasset.com.au/investor-articles/what-to-expect-from-goals-based-investing-gbi-0) By [Matthew Walker](https://www.dynamicasset.com.au/investor-articles/author/matthew-walker) | Nov 13, 2018 1:41:32 PM | [risk adjusted returns](https://www.dynamicasset.com.au/investor-articles/tag/risk-adjusted-returns), [financial adviser services](https://www.dynamicasset.com.au/investor-articles/tag/financial-adviser-services), [goals based investing](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-investing), [goals based planning](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-planning), [goals based investment](https://www.dynamicasset.com.au/investor-articles/tag/goals-based-investment), [financial planning services](https://www.dynamicasset.com.au/investor-articles/tag/financial-planning-services), [financial planner services](https://www.dynamicasset.com.au/investor-articles/tag/financial-planner-services), [managed investment portfolio](https://www.dynamicasset.com.au/investor-articles/tag/managed-investment-portfolio) - [Tweet](https://twitter.com/share) The idea that we should invest to meet our needs and goals is basic common sense. However, somewhat surprisingly, that is not what most players within the investment industry do. [Read More](https://www.dynamicasset.com.au/investor-articles/what-to-expect-from-goals-based-investing-gbi-0) [All posts](https://www.dynamicasset.com.au/investor-articles/all) ### ABOUT THIS PAGE The Dynamic Asset Articles Page is where you'll find useful information about Goals Based Investing, capital growth, capital protection and managed investment services. If you're an investor or a financial adviser, subscribe to receive regular updates. 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